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Checking & sAVINGS Rates

Share Account
(S1) Share Savings
Minimum Balance - $100
APY*
0.20%
Interest Rate
0.20%
(S2) DID
Minimum Balance - $50
APY*
0.25%
Interest Rate
0.25%
(S3) Second Savings
Minimum Balance - $100
APY*
0.20%
Interest Rate
0.20%
(S4) Christmas Club
Minimum Balance - $5
APY*
0.20%
Interest Rate
0.20%
(S5) IRA
Minimum Balance - $100
APY*
0.25%
Interest Rate
0.25%
(S7) Share Draft
Minimum Balance - $500
APY*
0.05%
Interest Rate
0.05%
(S8) Vacation Club**
Minimum Balance - $5
APY*
0.20%
Interest Rate
0.20%
(S10 and S15) Roth and Education IRA
Minimum Balance - $100
APY*
0.25%
Interest Rate
0.25%
(S25) Health Savings Account (HSA)
Minimum Balance - $100
APY*
0.75%
Interest Rate
0.75%
(S11) Share Plus
Minimum Balance - $50+
APY*
0.25%
Interest Rate
0.25%
(S21) Super Money Market Account
$1,000 - $24,999.99
APY*
0.25%
Interest Rate
0.25%
$25,000 - $49,999.99
APY*
0.65%
Interest Rate
0.65%
$50,000 - $99,999.99
APY*
0.85%
Interest Rate
0.85%
$100,000 and Above
APY*
1.15%
Interest Rate
1.15%
$250,000+
APY*
1.45%
Interest Rate
1.45%
(S9) Youth Account
(S13) Teen Account
Minimum Balance - $5
APY*
0.20%
Interest Rate
0.20%
*APY = Annual Percentage Yield - Rates may change after account is opened - Fees could reduce earnings on the account.
Public funds and financial institutions are not eligible for these rates. APY is accurate as of the last dividend declaration date. Please call for details.

Certificate & IRA Rates

Share Certificates
$1000 Minimum -- Penalty for early withdrawal
7 Month Special

APY* 
1.41%

Dividend Rate
1.40%

10 Month Special

APY*
1.85%

Dividend Rate
1.84%
15 Month Special
APY*
1.41%
Dividend Rate
1.40%
18 months Step-up**
APY*
2.15%
Dividend Rate
2.13%
25 Month Special
APY*
2.10%
Dividend Rate
2.08%
37 Month Special
APY*
1.90%
Dividend Rate
1.89%
41 Months Step-up**
APY*
2.20%
Dividend Rate
2.18%
3 Month
APY*
0.25%
Dividend Rate
0.25%
6 Month
APY*
0.40%
Dividend Rate
0.40%
12 Month
APY*
0.40%
Dividend Rate
0.40%
24 Month
APY*
0.75%
Dividend Rate
0.75%
30 Month
APY*
0.80%
Dividend Rate
0.80%
36 Month
APY*
0.90%
Dividend Rate
0.90%
36 Months Step-Up Certificate**
APY*
2.10%
Dividend Rate
2.08%
48 Month
APY*
1.15%
Dividend Rate
1.14%
60 Month
APY*
1.30%
Dividend Rate
1.29%
60 Months Step-Up Certificate**
APY*
2.26%
Dividend Rate
2.24%

*APY = Annual Percentage Yield - Fees could reduce earnings on the account.  May be a penalty for early withdrawal. Public funds and financial institutions are not eligible for these rates.  APY is accurate as of the last dividend declaration date,  Please call for details.

**Member can "Step-Up" the rate one time during the term of the certificate to the rate being paid at the time on regular certificates of similar term.

JUMBO Certificates
$100,000 Minimum -- Penalty for early withdrawal
7 Months
APY*
1.51%
Dividend Rate
1.50%
10 Months
APY*
1.95%
Dividend Rate
1.93%
15 Months
APY*
1.51%
Dividend Rate
1.50%
18 Months Step-up**
APY*
2.25%
Dividend Rate
2.23%
25 Months
APY*
2.20%
Dividend Rate
2.18%
37 Months
APY*
2.00%
Dividend Rate
1.98%
41 months Step-up**
APY*
2.30%
Dividend Rate
2.28%
*APY = Annual Percentage Yield. Fees could reduce earnings on the account. May be a penalty for early withdrawal.
Public funds and financial institutions are not eligible for these rates.  APY is accurate as of the last dividend declaration date.
Special Youth Certificates
3 Month Add-on Certificate
APY*
0.70%
Dividend Rate
0.70%
Available only for Members under Age 18

$100 Minimum — $30,000 Maximum — Penalty for early withdrawal

Certificate may be added to at any time

*APY = Annual Percentage Yield. Fees could reduce earnings on the account. May incur a penalty for early withdrawal.

Public funds and financial institutions are not eligible for these rates.  APY is accurate as of the last dividend declaration date.

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