At CFCCU, we help you find the loan or credit program that is most appropriate for you. We offer a variety of loan products, and our friendly lending staff will help you determine which is best for your needs.

Auto Loans

Need a new car for your growing family? Want a car with better gas mileage? Is there a sports car catching your eye? No matter what you’re buying, financing.  Purchasing your new or used car with CFCCU is the easiest part of the process. Get pre-approved before you shop.

       Apply for an Auto Loan

       Auto Loan Rates

       What Can I Afford Calculator?



Credit Cards

Whether you choose – MasterCard, Pearl or Platinum. Your CFCCU credit card offers you the convenience, global access, flexibility and security you need and expect.

           More Details On Credit Card Options

           Credit Card Rates




Lifestyle Signature Loans

Every member has a unique lifestyle and deserves a loan that is just as unique. At Cedar Falls Community Credit Union, we understand that situations arise and you may need money for things which are, well … unique. Our Lifestyle Loan is a loan for just about anything that enhances YOUR lifestyle. We help make the impossible…possible. Maybe your water heater sprung a leak or maybe you’ve had unexpected medical expenses that exceed your health insurance. From straighter, whiter teeth to the wedding of your dreams, Cedar Falls Community Credit Union has a financing plan to fit your unique lifestyle and help you make the most of your money.

          Loan Rates

          Apply for A Lifestyle Signature Loan


 equal housing opp

Mortgage Loans

No matter where you are in the home buying, repairing, or refinancing CFCCU can help.  Whether you’re a first-time home buyer, upsizing, or downsizing, we have a product that can fit your individual needs.

          Apply for a Home Loan

          What can I afford?

          Mortgage Tool Kit Booklet

          Mortgage Rates (Purchase/Refinance)


 Types of Mortgages we offer

  •  Conventional Fixed Rate
  •  Adjustable Rate
  •  Veterans Affairs (VA)
  •  USDA Loans
  •  FHA Loans
  •  Construction Loans




Home Equity Loans

The amount of money you can borrow depends on the equity you have in your home – the difference between what your home is worth and how much you owe. Home equity loans have favorable rates, low closing costs, and could have possible tax benefits (consult with a tax advisor for details). 

          More Information for a Home Equity/Improvement Loans

          What Can I Afford Calculator

          Apply for a Home Equity Loan

          Home Equity/Home Improvement Loan Rates




Student Loans

Encouraging Responsible Borrowing

We encourage students and families to supplement their savings by exploring grants, scholarships, federal and state student loans, and to consider the anticipated monthly payments on their total student loan debt and their expected future earnings before considering a private education loan. 

          Learn More and Apply For a Student Loan


Great service, great rates. Open an account with CFCCU today!

It’s important to note that we don’t believe in taking advantage of people when they encounter a bump in their financial road. While other financial institutions impose “default rates” which may be alot higher than our fee if a loan or credit payment is late, our rates do not change just because of a late payment. And our late payment charge is significantly lower than big bank fees.
Use our handy loan calculator to help figure out some of your potential repayment information.

We work to make your lending experience as easy as possible.