{tab Credit Card Options}

Credit Card Options

Whether you choose – MasterCard, VISA Gold or VISA Classic – Your CFCCU credit card offers you the convenience, global access*, flexibility and security you need and expect.

Credit Cards at a Glance:

CFCCU EMV Card Design MC gold web    CFCCU EMV Card Design MC platinum web

MasterCard Gold & Platinum

  • Low Interest Rate (as low as APR 9.99%**).
  • No annual fee                   
  • Cash Advance (APR) = Purchases (APR)       
  • 25-day grace period               
  • Automatic payments from CFCCU account   
  • No cash advance fee
  • No balance transfer fee

apply-now-button

cfccu EMV Card Design MC classic web

Mastercard Classic

  • Low variable-interest rate (currently APR 7.50%**)
  • No annual fee
  • Cash Advance (APR) = Purchases (APR)
  • 25-day grace period
  • Automatic payments from CFCCU account
  • No cash advance fee

apply-now-button

           
*There are some countries in which you will not be able to use your CFCCU credit cards. These countries are either blocked due to excessive fraud or are sanctioned countries ordered by OFAC (U.S. Department of the Treasury Office of Foreign Assets Control). To view a full list of these countries, click here.

If you would like to apply for one of our CFCCU credit cards please click on one of the Apply Now buttons above, then print and email memberservices@cfccu.org, (Do not put personal information in your email).  Fax to 319.266.7683 or drop off an application to one of our branch locations.

**APR=Annual Percentage Rate. Rates, terms and conditions subject to change and vary based on creditworthiness, qualification and collateral conditions.

 {tab Debit & ATM Cards}

Debit & ATM Cards

MasterCard Debit Card

Experience the financial convenience with the Cedar Falls Community Credit Union MasterCard Debit Card! Use your card to make in-store purchases or withdraw cash from an ATM. When you use your MasterCard Debit Card, funds are withdrawn directly from your share draft account. This card provides you with instant account access whenever and wherever you want.

What can you do with your MasterCard Debit Card?

  • Withdraw or deposit funds at an ATM
  • Check account balances
  • Access to your accounts 24-hour a day, 7-days a week
  • Make up to 10 withdrawals in a month at any non-CFCCU-owned ATM FREE*
  • Make purchases at any merchant displaying the Visa symbol
  • Make MasterCard purchases as debit or credit
  • Use your MasterCard card when shopping online and take advantage of these money-saving offers!

*Members who make more than 10 withdrawals in a month from non-CFCCU-owned ATMs will incur a CFCCU fee.

Print the debit card application and return to any of our branch locations.

Choose a CFCCU Debit Card today:

 cfccu debit card web

{tab Visa Gift Cards}

VISA Gift Card and ATIRA Reload Card

Gift Cards at a Glance:

VISA Gift Card

gift card

 

  • Gift giving isn’t easy.
  • Stop stressing over the perfect gift.
  • Get the perfecct gift…the VISA GIFT Card.
  • It’s never the wrong size or color.
  • The Card can be used almost anywhere the VISA Logo is displayed.
  • The VISA gift card is safe!
  • Register the card at www.atiracard.com and keep track of transactions and balances.

ATIRA Reload VISA Card

 

 

 

 

Cedar Falls CCU reload green card

 

 

 

 

  • Get ease, convenience and safety of plastic without the risk of fraud.
  • A VISA reloadable prepaid card you can be used almost anywhere VISA Debit is accepted.
  • Gain Access to ATMs.
  • Make Every day purchases.
  • Reload your card online or at a merchant.
  • You keep track of your transactions and balances online, reload your cad and use it again.
  •  The POWER of Plastic without the risk of debt.

 

*There are some countries in which you will not be able to use your CFCCU cards. These countries are either blocked due to excessive fraud or are sanctioned countries ordered by OFAC (U.S. Department of the Treasury Office of Foreign Assets Control). To view a full list of these countries, click here.

If Lost or stolen, the unspent amount on the card can be replaced

Purchase at any CFCCU Branch Location

 

 

 

{tab Report a Lost or Stolen Card}

Report a Lost or Stolen Card

To report a lost or stolen credit card, ATM or debit card please contact Cedar Falls Community Credit Union at (319) 266.7531 or (800) 376.3090.

 

24/7 Credit Card Number

Toll Free: (866) 570-1238

 

To report suspicious activity on your account or if you have been a victim of fraud, please contact Cedar Falls Community Credit Union at (319) 266.7531, or (800) 376.3090 or your local police.

{tab Credit Card Activity & Statements}

Credit Card Activity

CFCCU offers MyCardInfo on all CFCCU credit card accounts. This FREE service helps you keep track of all of your credit card activity 24/7. 

Benefits Include:                    

  • View current credit card activity
  • Obtain account statements
  • Review account history
  • Apply for credit card limit increases
  • Pay your credit card bill or set up automatic payment on your credit card

You can also choose to receive your statements electronically rather than paper, reducing your exposure to identity theft and you receive your statement faster.

Enroll in MyCardInfo:

If you would like to enroll your credit card in CFCCU ‘s MyCardInfo, please visit the MyCardInfo site to sign up today.

If you have any questions regarding this service please contact a CFCCU representative today by email at memberservices@cfccu.org,  by phone at 319.266.7531 or visit any of our branch locations.

my-card-info-ad

{tab Credit Card Text Alerts}  

my alert banner

Fraud ProtectionText Alerts

¨CFCCU Now offers real-time text alerts for your CFCCU credit cards to notify you of fraudulent transactions on your account.

¨If a suspicious charge is detected, a text will be sent to your phone asking you to confirm the transaction.

¨This service is free and enrollment is easy

Follow the FAQ link to learn about text Alerts or you can Register Now

                ¨Click Here for FAQ     ¨Register Now 

 {tab Shazam Bolt$}

 BOLT logo

 

SHAZAM BOLT$ allows cardholders to do the following:

  • View balance information for a primary account attached to a debit card
  • Receive transaction alerts in the SHAZAM BOLT$ application
  • Receive suspected fraud alerts
  • Set up alerts for transactions exceeding a certain dollar amount, card-not-present transactions, and international transactionsSHAZAM BOLT$ also allows cardholders to take control of their account using transaction control. With transaction control, if your card is lost or stolen, or you just want to pause it while traveling, you can block or unblock your card with the quick tap of a button.

 

SHAZAM BOLT$ is available as a mobile application and online. The mobile application is available for free download from the iTunes® App Store or Google Play™.

Note:  There is no fee to use SHAZAM BOLT$. SHAZAM BOLT$ does not operate on voice over IP (VoIP), international numbers, or prepaid devices.

Cardholders can access SHAZAM BOLT$ from a personal computer (PC) or laptop at https://bolts.shazam.net/ShazamWebPortal/index.php. SHAZAM BOLT$ offers the same features whether accessed from a mobile device, PC, or laptop using the following Web browsers:
•Mozilla Firefox®
•Windows® Internet Explorer®
•Apple® Safari®

 

apple store   google play

 

{tab Apple Pay}

A NEW WAY TO PAY

Add your CFCCU Debit Card to Apple Pay™ for a whole new way to pay!

Now you can use your CFCCU Debit Card with Apple Pay™ on your iPhone, iPad, or Apple Watch™.  Adding your CFCCU Debit Card to Apple Pay™ provides innovative security features and convenience. Simply use your TouchID™ thumbprint or passcode to authorize a purchase. There is no need to swipe your card and use your card number.

How it works

When you use Apple Pay™, your actual card number is never shared with the merchant and is not stored on the device. Instead, Apple Pay™ creates a Device Account Number to process your payment. When you make a purchase, the Device Account Number is used to process your payment.

Getting started

  • Make sure your iPhone, iPad or Apple Watch is compatible with Apple Pay™and has the lastest version of iOS.
  • Add your CFCCU Debit Card to Apple Pay™.
  • Pay with a single touch at thousands of stores and in participating apps.

 

Look for these icons at checkout:

applepaylogo1024px Universal Contactless Card Symbol svg

 

{tab Samsung Pay}

 A NEW WAY TO PAY

Add your CFCCU Debit Card to Samsung Pay for a whole new way to pay!

Now you can use your CFCCU Debit Card with Samsung Pay. Samsung Pay works with higher-end Samsung phones and smartwatches. Adding your CFCCU Debit Card to Samsung Pay provides innovative security features and convenience. Simply use your TouchID™ thumbprint or passcode to authorize a purchase. There is no need to swipe your card and use your card number.

How it works

When you use Samsung Pay your actual card number is never shared with the merchant and is not stored on the device. Instead, Samsung Pay creates a Device Account Number to process your payment. When you make a purchase, the Device Account Number is used to process your payment.

Getting started

  • Make sure your Samsung phone is compatible with Samsung Pay and has the latest version of iOS.
  • Add your CFCCU Debit Card to Samsung Pay.
  • Pay with a single touch at thousands of stores and in participating apps.

Look for these icons at checkout:

Samsung Pay Logo

1024px Universal Contactless Card Symbol svg

 {/tabs}