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The first step in the financial aid process is to complete and submit the free FAFSA application for Federal Student Aid.  This form is available at www.fafsa.ed.gov or by calling (800) 433.3243.

If you need assistance you can go to www.studentaid.ed.gov.  Typically, this form needs to be filled out soon after Jan. 1 of your senior year of high school and before your college's financial aid priority deadline.  Deadlines from state to state do vary.  FAFSA needs to be filled out every year you want to be considered for financial aid.

The next step for help in paying for college expenses is to decide which student loan option from Cedar Falls Community Credit Union* is the best fit for you!

 

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Get the money you need to help make higher education happen Student loans for Cedar Falls Community Credit Union by Sallie Mae® For borrowers attending or borrowing for a student attending a degree-granting institution. 

Whether you’re an undergraduate student, graduate student, or parent helping a student pay for school, these flexible loans are designed to meet your needs:

-Competitive variable and fixed interest rates
-No origination fee or prepayment penalty
-Multiple repayment options

Learn which loan is right for you by clicking here.

Undergraduate

Smart Option Student Loan® for Undergraduate

Students Pay for your bachelor’s, associate’s, or certificate expenses at a degree-granting school


Graduate 

Graduate School LoanSM

Pay for expenses as you pursue your master’s and doctoral degrees


MBA LoanSM

Pay for your business school expenses as you pursue your Masters of Business Administration degree


Medical School LoanSM

Pay for your medical degree expenses in allopathic, general, osteopathic, podiatric, radiology, sports, and veterinary medicine


Dental School LoanSM

Pay for your dental degree expenses in general dentistry, endodontics, oral and maxillofacial surgery, orthodontics, pediatric dentistry, periodontics, and prosthodontics


Health Professions Graduate LoanSM

Pay for your health professions degree expenses in allied health, nursing, pharmacy, and other graduate-level health programs


Law School LoanSM

Pay for your school and associated expenses as you study for your law degree


Parents
Parent LoanSM

Help your student by taking responsibility with a loan in your name

 

Click here to learn which loan is right for you.

These loans are made by Sallie Mae Bank or a lender partner. Cedar Falls Community Credit Union is not thecreditor for these loans and is compensated by Sallie Mae for the referral of loan customers.

This information is for borrowers attending degree-granting institutions only. You must be attending or have attended a participating school located in the U.S. during an eligible prior enrollment period. You must be a U.S. citizen or a permanent resident or a Non-U.S. citizen borrower with a creditworthy cosigner (who must be a U.S. citizen or permanent resident) and required U.S. Citizenship and Immigration Service (USCIS) documentation. U.S. citizens and permanent residents enrolled in eligible study abroad programs or who are attending or have attended schools located outside the U.S. are also eligible. For the Dental School Loan, Law School Loan, MBA Loan, and Medical School Loan, students must be enrolling in a graduate-level degree program in a field of study that is eligible for the loan and Graduate Certificate/Continuing Education coursework is not eligible. Applications are subject to a requested minimum loan amount of $1,000. Current credit and other eligibility criteria apply.

Parent Loan: This information is for borrowers with students attending degree-granting institutions only. The student is not eligible to be a borrower or cosigner and must be attending or have attended a participating school during an eligible prior enrollment period, or be enrolled in an eligible study abroad program. The borrower, cosigner and student must be U.S. citizens or permanent residents. The school may refund loan funds directly to the student, and if that occurs, borrower and cosigner (if applicable) would still be responsible for repaying that amount to Sallie Mae. Applications are subject to a requested minimum loan amount of $1,000. Current credit and other eligibility criteria apply.

SALLIE MAE RESERVES THE RIGHT TO MODIFY OR DISCONTINUE PRODUCTS, SERVICES, AND BENEFITS AT ANY TIME WITHOUT NOTICE.

© 2018 Sallie Mae Bank. All rights reserved. Sallie Mae, the Sallie Mae logo, and other Sallie Mae names and logos are service marks or registered service marks of Sallie Mae Bank or its subsidiaries. All other names and logos used are the trademarks or service marks of their respective owners. SLM Corporation and its subsidiaries, including Sallie Mae Bank, are not sponsored by or agencies of the United States of America. MKT13472

 

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We work with Iowa Student Loan to offer supplemental private loans to help you pay for college as well as refinance existing student loan debt. As an Iowa non-profit and the state’s student loan experts, Iowa Student Loan offers competitively priced loans.

The Partnership Advance Education Loan (Partnership Loan) and College Family Loan were created to help you pay college costs while you are or your student is in school.

  • The Partnership Loan is for students and their cosigners.
  • The College Family Loan is for parents, family members and others who wish to borrow on behalf of a student.

The Reset Refinance Loan can help you simplify repayment or pay lower interest costs on existing student loans after college.

With these loans, you know what you’re getting before you apply as all terms and conditions, including credit score requirements for specific rates, are provided upfront. In addition, there are no upfront origination fees and you can earn an interest rate reduction for making payments by auto-debit in repayment. Note: These loans are subject to credit approval.

About Iowa Student Loan
Iowa Student Loan was established in 1979 as a private, nonprofit corporation, and its mission is to help Iowa students and families obtain the resources necessary to succeed in postsecondary education.  

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*Cedar Falls Community Credit Union is compensated for the referral of Smart Option Student Loan customers and by Iowa Student Loan for the referral of student loan customers.