Privacy Policy

This page explains how CFCCU handles any customer, client, or employee information gathered in its operations.

WHAT DOES CEDAR FALLS COMMUNITY CREDIT UNION (CFCCU) DO WITH YOUR PERSONAL INFORMATION?

Why?

Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do.

What?

The types of personal information we collect and share depend on the product or service you have with us.

This information can include:

  • Social Security Number
  • Income
  • Account Balances
  • Transaction History
  • Credit History
  • Credit Scores

When you are no longer our customer, we continue to share your information as described in this notice.

How?

All financial companies need to share members’ personal information to run their everyday business. In the section below, we list the reasons financial companies can share their members’ personal information; the reasons Cedar Falls Community CU chooses to share; and whether you can limit this sharing.

Reasons we can share your personal information
For our everyday business purposes—such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus
For our marketing purposes— to offer our products and services to you
For joint marketing with other financial companies
For our affiliates’ everyday business purposes— information about your transactions and experiences
For our affiliates’ everyday business purposes— information about your creditworthiness
For nonaffiliates to market to you
Does CFCCU Share?
Yes
Yes
Yes
No
No
No
Can you limit this sharing?
No
No
No
We don't share
We don't share
We don't share

Questions?

Call 800-376-3090 or visit www.cfccu.org/locations/.

Who are we?
Who is providing this notice?
Cedar Falls Community Credit Union
What do we do?
How does CFCCU protect my personal information?
How does CFCCU collect my personal information?
Why can’t I limit all sharing?
To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings.
We collect your personal information, for example, when you open an account, deposit money, apply for a loan, pay your bills, or use your Credit Card or Debit Card. We also collect your personal information from others, such as credit bureaus or other companies.
Federal law gives you the right to limit only sharing for affiliates’ everyday business purposes—information,about your creditworthiness, affiliates from using your information to market to you, or sharing for nonaffiliates to market to you. State laws and individual companies may give you additional rights to limit sharing.
Definitions
Affiliates
Nonaffiliates
Joint marketing
Companies related by common ownership or control. They can befinancial and nonfinancial companies.
Companies not related by common ownership or control. They can befinancial and nonfinancial companies.
A formal agreement between nonaffiliated financial companies that together market financial products or services to you.

View this page in a .pdf.