Whatever your lifestyle.
Have the freedom to explore it.
What would you like to do?
Apply and enhance your lifestyle Today.
Signature Loans
Every member has a unique lifestyle and deserves a loan that is just as unique. At Cedar Falls Community Credit Union, we understand that situations arise and you may need money for things which are, well … unique. Our Lifestyle Loan is for just about anything that enhances YOUR lifestyle. We help make the impossible…possible. Maybe your water heater sprung a leak or maybe you’ve had unexpected medical expenses that exceed your health insurance. From straighter, whiter teeth to the wedding of your dreams, Cedar Falls Community Credit Union has a financing plan to fit your unique lifestyle and help you make the most of your money.
holiday loan special
Are you in need of some extra spending money for the holiday season? CFCCU’s Holiday Loan Special is back! And, as always, our loans have competitive low rates and friendly, local service. Give us a call at 319.266.7531, or email [email protected] to find out more about our Holiday Loan Special. Rates starting as low as 3.99% APR*.
- Maximum loan amount of $5,000
- Maximum term of 12 months
- Special expires 12/31/2020
*Annual Percentage Rate. Existing CFCCU loans are not eligible for refinancing with this offer. Rates, terms, and conditions are subject to change without notice. Must be a member of CFCCU and can apply for membership at the same time. Loans subject to credit approval. Not all members will receive the lowest rate.
**Loyalty rates are for members with a current auto loan at CFCCU or members who refinance their auto loan from another financial with CFCCU. All loans subject to credit approval.
Example: A new $5000 personal loan financed for a term of 12 months at 3.99% APR* will have a monthly payment of $426.
OUr Rates
| 12 Months | 6.25% APR* |
| 24 Months | 7.25% APR* |
| 36 Months | 8.25% APR* |
| 48 Months | 8.75% APR* |
| 60 Months | 9.25% APR* |
| Overdraft Protection Line of Credit** | 11.99% APR* |
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Examples of Repayment Terms *Annual Percentage Rate (APR). APR as low as listed rate. All loans are subject to approval. Rates, terms, and conditions are subject to change. |
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Skip Your Loan Payments
You are allowed to skip one monthly, two bi-weekly or four weekly payments on your CFCCU consumer loans*. You can utilize Skip-A-Payment ONCE per
*Skip-A-Pay Disclosures
By choosing “Skip-A-Payment” you agree: that interest will continue to accrue during the “Skip-A-Payment” period; that by electing to skip a payment the total interest charge will increase and extend the time required to pay your loan (s) in full based on your required minimum monthly payment; that any internal “distribution” will stop for the month being skipped, and restart the following month; that automatic payments coming from another financial institution will be deposited to your savings account at CFCCU. All loans must be current and in good standing. All requests for the “Skip-A-Payment” promotion are subject to approval. Loans secured by real-estate, single payment notes, business loans, Overdraft Protection Line of Credit loans, and credit cards are not eligible. GAP insurance may not cover skipped payments in the event a claim is filed (refer to your GAP contract for details).
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