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Whatever your lifestyle.

Have the freedom to explore it.
CFCCU Lifestyle Loan Calculator

Signature Loans

Every member has a unique lifestyle and deserves a loan that is just as unique. At Cedar Falls Community Credit Union, we understand that situations arise and you may need money for things which are, well … unique. Our Lifestyle Loan is for just about anything that enhances YOUR lifestyle. We help make the impossible…possible. Maybe your water heater sprung a leak or maybe you’ve had unexpected medical expenses that exceed your health insurance. From straighter, whiter teeth to the wedding of your dreams, Cedar Falls Community Credit Union has a financing plan to fit your unique lifestyle and help you make the most of your money.

signature loan Rates
APR* as Low as
12 Months  7.25% APR*
24 Months  8.25% APR*
36 Months  9.25% APR*
48 Months 9.75% APR*
60 Months 10.25% APR*
Holiday Loan Special**  4.99% APR*
Overdraft Protection Line of Credit 11.99% APR*

*Annual Percentage Rate (APR).  Rates, terms and conditions subject to change and vary based on creditworthiness, qualifications and collateral conditions.

 **Max of $5,000. Max term of 12 months. Expires 12/31/19. Existing CFCCU loans are not eligible for refinancing with this offer.   

Examples of Repayment Terms
Example: $3,000 Lifestyle Signature Loan
Pay: $260 per month at 7.25% APR with a 12 month term
Example: $5,000 Lifestyle Signature Loan
Pay: $160 per month at 9.25% APR with a 36 month term

Holiday loan special

How are you financing your holiday shopping? If you need a little extra spending for the holidays, remember that our loans have competitive low rates and friendly, local service. Give us a call at 319.266.7531, or email and ask about our Holiday Loan Special. Rates starting as low as 4.99% APR*.

  • Maximum loan amount of $5,000
  • Maximum term of 12 months
  • Special expires 12/31/19

Existing CFCCU loans are not eligible for refinancing with this offer. Rates, terms and conditions are subject to change without notice. Loans are subject to credit approval. Interest rate varies based on credit score. *APR= Annual Percentage Rate 

Skip Your Loan Payments

You are allowed to skip one monthly, two bi-weekly or four weekly payments on your CFCCU consumer loans. (Not available for Credit Cards, Real Estate Loans, Business Loans or Overdraft Protection Line of Credit.) You can utilize Skip-A-Payment ONCE per calendar year per loan. Loan payments must be current to qualify.The Skip-A-Payment processing fee is only $25 per loan. If your payments are being made by Direct Deposit or Payroll Deduction, the funds will be deposited in your Share Account for the month payments are being skipped. IT’S FAST, CONVENIENT, AND EASY.  

To view the Skip-A-Payment request form click the button below