Whatever your lifestyle.

Have the freedom to explore it.

Signature Loans

Every member has a unique lifestyle and deserves a loan that is just as unique. At Cedar Falls Community Credit Union, we understand that situations arise and you may need money for things which are, well … unique. Our Lifestyle Loan is for just about anything that enhances YOUR lifestyle. We help make the impossible…possible. Maybe your water heater sprung a leak or maybe you’ve had unexpected medical expenses that exceed your health insurance. From straighter, whiter teeth to the wedding of your dreams, Cedar Falls Community Credit Union has a financing plan to fit your unique lifestyle and help you make the most of your money.

CFCCU Lifestyle Loan Calculator

summer loan special

Are you in need of a vacation or wanting to spruce up your house?  CFCCU’s Summer Loan Special is back! And, as always, our loans have competitive low rates and friendly, local service. Give us a call at 319.266.7531, or email [email protected] to find out more about our Summer Loan Special. Rates starting as low as 3.99% APR*.

  • Maximum loan amount of $5,000
  • Maximum term of 12 months
  • Special expires 8/31/2020

Existing CFCCU loans are not eligible for refinancing with this offer. Rates, terms and conditions are subject to change without notice. Loans are subject to credit approval. Interest rate varies based on credit score. *APR= Annual Percentage Rate
Example: A new $5000 personal loan financed for a term of 12 months at 3.99% APR* will have a monthly payment of $426. 

OUr Rates


12 Months 7.25% APR*
24 Months 8.25% APR*
36 Months 9.25% APR*
48 Months 9.75% APR*
48 Months 10.25% APR*
Overdraft Protection Line of Credit 11.99% APR*
Minimum Payment for LOC = $15

*Annual Percentage Rate (APR).
APR as low as listed rate.
All loans are subject to approval. Rates, terms, and conditions are subject to change. Up to NADA retail.

Examples of Repayment Terms
Example: $3,000 Lifestyle Signature Loan
Pay: $260 per month at 7.25% APR with a 12 month term
Example: $5,000 Lifestyle Signature Loan
Pay: $160 per month at 9.25% APR with a 36 month term