Whatever your lifestyle.
Have the freedom to explore it.
What would you like to do?
The Holiday Loan Special is Back!
Rates start as low as 6.75% APR¹.
The holidays are a time for giving – and sometimes unexpected expenses. CFCCU’s Holiday Loan Special is here to help!
- Borrow up to $10,000 with rates as low as 6.75% APR¹.
- Flexible 12-month term to fit your budget.
- Enjoy competitive rates and friendly, local service!
Perfect for holiday shopping, travel expenses, or covering surprise bills. Keep your holiday spirit worry-free and magical. Apply online today!
Apply and enhance your lifestyle Today.
Signature Loans
Every member has a unique lifestyle and deserves a loan that is just as unique. At Cedar Falls Community Credit Union, we understand that situations arise and you may need money for things which are, well … unique. Our Lifestyle Loan is for just about anything that enhances YOUR lifestyle. We help make the impossible…possible. Maybe your water heater sprung a leak or maybe you’ve had unexpected medical expenses that exceed your health insurance. From straighter, whiter teeth to the wedding of your dreams, Cedar Falls Community Credit Union has a financing plan to fit your unique lifestyle and help you make the most of your money.
Personal Loan Rates
EXAMPLE: A $3,000 loan for a term of 24 months with a 8.75% APR¹, the monthly payment will be $137.
Skip Your Loan Payments
You are allowed to skip one monthly, two bi-weekly or four weekly payments on your CFCCU consumer loans*. You can utilize Skip-A-Payment ONCE per
*Skip-A-Pay Disclosures
By choosing “Skip-A-Payment” you agree: that interest will continue to accrue during the “Skip-A-Payment” period; that by electing to skip a payment the total interest charge will increase and extend the time required to pay your loan (s) in full based on your required minimum monthly payment; that any internal “distribution” will stop for the month being skipped, and restart the following month; that automatic payments coming from another financial institution will be deposited to your savings account at CFCCU. All loans must be current and in good standing. All requests for the “Skip-A-Payment” promotion are subject to approval. Loans secured by real-estate, single payment notes, business loans, Overdraft Protection Line of Credit loans, and credit cards are not eligible. GAP insurance may not cover skipped payments in the event a claim is filed (refer to your GAP contract for details).
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