Whatever your lifestyle.

Have the freedom to explore it.

Signature Loans

Every member has a unique lifestyle and deserves a loan that is just as unique. At Cedar Falls Community Credit Union, we understand that situations arise and you may need money for things which are, well … unique. Our Lifestyle Loan is for just about anything that enhances YOUR lifestyle. We help make the impossible…possible. Maybe your water heater sprung a leak or maybe you’ve had unexpected medical expenses that exceed your health insurance. From straighter, whiter teeth to the wedding of your dreams, Cedar Falls Community Credit Union has a financing plan to fit your unique lifestyle and help you make the most of your money.

CFCCU Lifestyle Loan Calculator

 summer loan special

Are you in need of a vacation or wanting to spruce up your house?  CFCCU’s Summer Loan Special is back! And, as always, our loans have competitive low rates and friendly, local service. Give us a call at 319.266.7531, or email [email protected] to find out more about our Summer Loan Special. Rates starting as low as 1.99% APR* with our CFCCU Loyalty Summer Loan.

  • Rates as low as 1.99% APR* with Loyalty Discount**
  • Rates as low as 4.99 APR* without Loyalty Discount**
  • Maximum loan amount of $5,000
  • Maximum term of 12 months
*APR = Annual Percentage Rate. Existing CFCCU loans are eligible for refinancing but require 25% new money added with this offer. Max loan size $5,000. Loans subject to credit approval. Rates, terms, and conditions are subject to change without notice. Not all members will receive the lowest rate
**Loyalty rates are for members with a current auto loan or home loan product at CFCCU or members who refinance their auto loan from another financial with CFCCU.

OUr Rates

12 Months 7.25% APR*
24 Months 8.25% APR*
36 Months 9.25% APR*
48 Months 9.75% APR*
48 Months 10.25% APR*
Overdraft Protection Line of Credit** 11.99% APR*

Examples of Repayment Terms
Example: $3,000 Lifestyle Signature Loan
Pay: $260 per month at 7.25% APR* with a 12 month term
Example: $2,000 Overdraft Protection Line of Credit
Pay: $60 per month at 11.99% APR*

*Annual Percentage Rate (APR). APR as low as listed rate. All loans are subject to approval. Rates, terms, and conditions are subject to change.
**Overdraft Protection Line of Credit is a revolving line of credit with a fixed rate and minimum payment of $15. No annual fee required.