Whatever your lifestyle.
Have the freedom to explore it.
Apply and enhance your lifestyle Today.
Every member has a unique lifestyle and deserves a loan that is just as unique. At Cedar Falls Community Credit Union, we understand that situations arise and you may need money for things which are, well … unique. Our Lifestyle Loan is for just about anything that enhances YOUR lifestyle. We help make the impossible…possible. Maybe your water heater sprung a leak or maybe you’ve had unexpected medical expenses that exceed your health insurance. From straighter, whiter teeth to the wedding of your dreams, Cedar Falls Community Credit Union has a financing plan to fit your unique lifestyle and help you make the most of your money.
Holiday Loan Special
Are you in need of some extra spending money for the holiday season? CFCCU’s Holiday Loan Special is back! And, as always, our loans have low competitive rates and friendly, local service. Call us at 319.266.7531, or email [email protected] to learn more about our Holiday Loan Special. Rates starting as low as 4.99% APR¹.
- Maximum loan amount of $5,000
- Maximum term of 12 months
- Special expires 12/31/2022
¹Annual Percentage Rate. Existing CFCCU loans are eligible for refinancing but require 25% new money added with this offer. Max loan size is $5,000 with a term not to exceed 12 months. Loans subject to credit approval. Rates, terms, and conditions are subject to change without notice. Not all members will receive the lowest rate. A $5,000 loan for 12 months at 4.99% is $486.00 per month.
Personal Loan Rates
APR¹ as low as
EXAMPLE: A $3,000 loan for a term of 12 months with a 7.85% APR¹, the monthly payment will be $261.
Skip Your Loan Payments
You are allowed to skip one monthly, two bi-weekly or four weekly payments on your CFCCU consumer loans*. You can utilize Skip-A-Payment ONCE per
By choosing “Skip-A-Payment” you agree: that interest will continue to accrue during the “Skip-A-Payment” period; that by electing to skip a payment the total interest charge will increase and extend the time required to pay your loan (s) in full based on your required minimum monthly payment; that any internal “distribution” will stop for the month being skipped, and restart the following month; that automatic payments coming from another financial institution will be deposited to your savings account at CFCCU. All loans must be current and in good standing. All requests for the “Skip-A-Payment” promotion are subject to approval. Loans secured by real-estate, single payment notes, business loans, Overdraft Protection Line of Credit loans, and credit cards are not eligible. GAP insurance may not cover skipped payments in the event a claim is filed (refer to your GAP contract for details).