Whatever your lifestyle.

Have the freedom to explore it.

Signature Loans

Every member has a unique lifestyle and deserves a loan that is just as unique. At Cedar Falls Community Credit Union, we understand that situations arise and you may need money for things which are, well … unique. Our Lifestyle Loan is for just about anything that enhances YOUR lifestyle. We help make the impossible…possible. Maybe your water heater sprung a leak or maybe you’ve had unexpected medical expenses that exceed your health insurance. From straighter, whiter teeth to the wedding of your dreams, Cedar Falls Community Credit Union has a financing plan to fit your unique lifestyle and help you make the most of your money.

CFCCU Lifestyle Loan Calculator
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holiday loan special

Are you in need of some extra spending money for the holiday season?  CFCCU’s Holiday Loan Special is back! And, as always, our loans have competitive low rates and friendly, local service. Give us a call at 319.266.7531, or email [email protected] to find out more about our Holiday Loan Special. Loyalty** rates starting as low as 1.99% APR* | Rates starting as low as 3.99% APR*.

  • Maximum loan amount of $5,000
  • Maximum term of 12 months
  • Special expires 12/31/2020

*Annual Percentage Rate. Existing CFCCU loans are not elgibile for refinancing with this offer. Rates, terms, and conditions are subject to change without notice. Must be a member of CFCCU and can apply for membership at the same time. Loans subject to credit approval. Not all members will receive the lowest rate.
**Loyalty rates are for members with a current auto loan at CFCCU or members who refinance their auto loan from another financial with CFCCU. All loans subject to credit approval.
Example: A new $5000 personal loan financed for a term of 12 months at 3.99% APR* will have a monthly payment of $426. 

OUr Rates

 

12 Months 7.25% APR*
24 Months 8.25% APR*
36 Months 9.25% APR*
48 Months 9.75% APR*
48 Months 10.25% APR*
Overdraft Protection Line of Credit 11.99% APR*
Minimum Payment for LOC = $15

*Annual Percentage Rate (APR).
APR as low as listed rate.
All loans are subject to approval. Rates, terms, and conditions are subject to change. Up to NADA retail.

Examples of Repayment Terms
Example: $3,000 Lifestyle Signature Loan
Pay: $260 per month at 7.25% APR with a 12 month term
Example: $5,000 Lifestyle Signature Loan
Pay: $160 per month at 9.25% APR with a 36 month term