Whatever your lifestyle.

Have the freedom to explore it.

What would you like to do?
Apply and enhance your lifestyle Today.

Signature Loans

Every member has a unique lifestyle and deserves a loan that is just as unique. At Cedar Falls Community Credit Union, we understand that situations arise and you may need money for things which are, well … unique. Our Lifestyle Loan is for just about anything that enhances YOUR lifestyle. We help make the impossible…possible. Maybe your water heater sprung a leak or maybe you’ve had unexpected medical expenses that exceed your health insurance. From straighter, whiter teeth to the wedding of your dreams, Cedar Falls Community Credit Union has a financing plan to fit your unique lifestyle and help you make the most of your money.

CFCCU Lifestyle Loan Calculator
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Holiday Loan Special

Are you in need of some extra spending money for the holiday season?  CFCCU’s Holiday Loan Special is back! And, as always, our loans have low competitive rates and friendly, local service. Call us at 319.266.7531, or email [email protected] to learn more about our Holiday Loan Special. Rates starting as low as 4.99% APR¹.

  • Maximum loan amount of $5,000
  • Maximum term of 12 months
  • Special expires 12/31/2022

¹Annual Percentage Rate. Existing CFCCU loans are eligible for refinancing but require 25% new money added with this offer. Max loan size is $5,000 with a term not to exceed 12 months. Loans subject to credit approval. Rates, terms, and conditions are subject to change without notice. Not all members will receive the lowest rate. A $5,000 loan for 12 months at 4.99% is $486.00 per month.

Personal Loan Rates

Loan Term
12 months
24 months
36 Months
48 months
60 months
APR¹ as low as
7.85%
8.85%
9.85%
10.35%
10.85%

EXAMPLE: A $3,000 loan for a term of 12 months with a 7.85% APR¹, the monthly payment will be $261.

Apply and enhance your lifestyle Today.