Mortgage Loans
Whether you’re a first-time home buyer, UP-SIZING, or downsizing, we Could have a product that fits you
Imagine finding the perfect home for your family, but when it comes to the mortgage, you’re not even sure where to start. That is where CFCCU can help. We will assess your budget and needs to find the best home loan product tailored for you.
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Why Choose CFCCU?
CFCCU offers a variety of conventional fixed-rate home loans as well as flexible in-house mortgage loan options to meet your needs. Well qualified applicants may be eligible for 100% financing. To learn more about all the home loan programs offered visit our online mortgage center today.
1st Mortgages
(Interest Only)
A payment example of $300,000 5-year balloon at 5.75% is $1,752.00. Payment example does not include taxes or insurance.
The CFCCU Difference!
We are a one-stop shop. This means you will have one point-of-contact from start to finish. No hassling between loan originators, loan processors and loan closers. Our relationship doesn’t end after the loan closing. We will service your home loan for the entire term. This means CFCCU can help answer any questions you have after you have settled into your new home. You don’t have to call an out of state mortgage company any longer. Your local credit union can help answer any questions you have. Even better, you will have full access to your home loan information in your online and mobile banking app. If you would like to speak to our home loan expert or schedule an appointment, please contact:
Lindsy Graham
NMLS# 2096336
[email protected]
P. 319.266.7531
Morgan L. Harrigan
NMLS# 2579047
[email protected]
P. 319.266.7531
⁴/⁵All rates are for single-family owner-occupied purchase or refinance. Conventional mortgage rates are based on credit scores of 620 and above. All rates for single-family owner-occupied purchase or refinance. Rates can vary for extended rate lock terms. All rates, terms and conditions are subject to change without notice. Loans are subject to credit approval. All information provided by CFCCU through its website is intended to be accurate. CFCCU is not responsible for typographical errors or omissions. Cedar Falls Community Credit Union NMLS ID# 434893.
⁵Balloon loans do not amortize over the entire term. They have an initial period with a fixed rate. At the end of the initial period, the interest rate can be reset based on current market interest rates. A recalculation of the amortization schedule, based on a new rate and term is done at the time the initial term matures or expires. Some closing fees apply at the time of resetting the interest rate and amortization.