Adventure awaits. Apply for the financing to enjoy it.
Apply for your REcreation Loan Today.
Finding adventure has never been easier.
You live in the midwest for a reason, so why not take advantage of the great outdoors? CFCCU offers stress-free financing on RVs, fifth-wheels, boats, ATVs, golf carts and more.
With our low rates and flexible terms, you can spend more time enjoying life outdoors and less time worrying about your loan.
Skip Your Loan Payments
You are allowed to skip one monthly, two bi-weekly or four weekly payments on your CFCCU consumer loans*. You can utilize Skip-A-Payment ONCE per
By choosing “Skip-A-Payment” you agree: that interest will continue to accrue during the “Skip-A-Payment” period; that by electing to skip a payment the total interest charge will increase and extend the time required to pay your loan (s) in full based on your required minimum monthly payment; that any internal “distribution” will stop for the month being skipped, and restart the following month; that automatic payments coming from another financial institution will be deposited to your savings account at CFCCU. All loans must be current and in good standing. All requests for the “Skip-A-Payment” promotion are subject to approval. Loans secured by real-estate, single payment notes, business loans, Overdraft Protection Line of Credit loans, and credit cards are not eligible. GAP insurance may not cover skipped payments in the event a claim is filed (refer to your GAP contract for details).
Includes: off-road motorcycles, UTV’s, ATV’s, jet skis w/ trailers, and snowmobiles.
|2019 & Newer Invoice or Trade-In Value|
|72 Months||5.54% APR*|
|2017 – 2018 Invoice or Trade-In Value|
|60 Months||5.79% APR*|
|2015 – 2016 Invoice or Trade-In Value|
|48 Months||6.14% APR*|
|2014 & Older Invoice or Trade-In Value|
|36 Months||6.85% APR*|
Maximum Loan Term based on Loan Amount:
Example of Repayment Terms
For a $12,000 loan for a term of 72 months with a 5.54% APR, the monthly payment will be $197.
Includes: fold-down campers, garden tractors, mopeds, scooters, computers, household goods, and appliances.
|New Consumer Loans|
|Term||20% or 0% Down|
|36 Months||6.15% or 7.15% APR*|
|48 Months||7.15% or 8.15% APR*|
|Used Consumer Loans|
|Term||Wholesale or Retail|
|24 Months||7.65% or 8.65% APR*|
|36 Months||8.65% or 9.65% APR*|
- *Annual Percentage Rate (APR).
- APR as low as listed rate.
- All loans are subject to approval. Rates, terms, and conditions are subject to change.
Example of Repayment Terms
For a $20,000 used consumer loan at wholesale for a term of 36 months with a 7.00% APR, the monthly payment will be $619.