Your Business is your Dream.
Don’t put it on hold.
Business Checking
At CFCCU, we believe in serving our members and business equally. That means we don’t charge ridiculous fees for using our business services. That is what sets CFCCU apart and our member owners win with CFCCU.
If you would like to open a business checking account, email memberservices@cfccu.org or stop by one of our branches. If you have questions please call 319.266.7531.
Checking Account Features:
- No minimum balance
- Free items deposited
- No charge per item
- Free online banking access
- Free remote deposit capture
- Free online bill pay
- eStatements
- MasterCard debit card
- Free CFCCU owned ATM’s
- Access to over 1,000 Privileged Status ATMs in Iowa
- Free coin counting
- Earn Dividends
- No monthly service charge
Deposit Rates
Share Account
| (S1) Share Savings Minimum Balance - $100 |
|
| APY* 0.20% |
Interest Rate 0.20% |
| (S2) DID Minimum Balance - $50 |
|
| APY* 0.25% |
Interest Rate 0.25% |
| (S3) Second Savings Minimum Balance - $100 |
|
| APY* 0.20% |
Interest Rate 0.20% |
| (S4) Christmas Club Minimum Balance - $5 |
|
| APY* 0.20% |
Interest Rate 0.20% |
| (S5) IRA Minimum Balance - $100 |
|
| APY* 0.25% |
Interest Rate 0.25% |
| (S7) Share Draft Minimum Balance - $500 |
|
| APY* 0.05% |
Interest Rate 0.05% |
| (S8) Vacation Club** Minimum Balance - $5 |
|
| APY* 0.20% |
Interest Rate 0.20% |
| (S10 and S15) Roth and Education IRA Minimum Balance - $100 |
|
| APY* 0.25% |
Interest Rate 0.25% |
| (S17) Individual Development Account (IDA) Minimum Balance - $100 |
|
| APY* 0.35% |
Interest Rate 0.35% |
| (S25) Health Savings Account (HSA) Minimum Balance - $100 |
|
| APY* 0.75% |
Interest Rate 0.75% |
| (S11) Share Plus Minimum Balance - $50+ |
|
| APY* 0.25% |
Interest Rate 0.25% |
| (S21) Super Money Market Account | |
| $1,000 - $24,999.99 | |
| APY* 0.25% |
Interest Rate 0.25% |
| $25,000 - $49,999.99 | |
| APY* 0.45% |
Interest Rate 0.45% |
| $50,000 - $99,999.99 | |
| APY* 0.50% |
Interest Rate 0.50% |
| $100,000 and Above | |
| APY* 0.80% |
Interest Rate 0.80% |
| $250,000+ | |
| APY* 1.00% |
Interest Rate 1.00% |
| (S9) Youth Account (S13) Teen Account Minimum Balance - $5 |
|
| APY* 0.20% |
Interest Rate 0.20% |
| *APY = Annual Percentage Yield - Rates may change after account is opened - Fees could reduce earnings on the account. Public funds and financial institutions are not eligible for these rates. APY is accurate as of the last dividend declaration date. Please call for details. |
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