Your Business is your Dream.

Don’t put it on hold.

At CFCCU, we believe in serving our members and business equally.  That means we don’t charge ridiculous fees for using our business services.  That is what sets CFCCU apart and our member owners win with CFCCU.

If you would like to open a business checking account, email memberservices@cfccu.org or stop by one of our branches.  If you have questions please call 319.266.7531.

Checking Account Features:
  • No minimum balance
  • Free items deposited
  • No charge per item
  • Free online banking access
  • Free remote deposit capture
  • Free online bill pay
  • eStatements
  • MasterCard debit card
  • Free CFCCU owned ATM’s
  • Access to over 1,000 Privileged Status ATMs in Iowa
  • Free coin counting
  • Earn Dividends
  • No monthly service charge

Deposit Rates

Share Account
(S1) Share Savings
Minimum Balance - $100
APY*
0.20%
Interest Rate
0.20%
(S2) DID
Minimum Balance - $50
APY*
0.25%
Interest Rate
0.25%
(S3) Second Savings
Minimum Balance - $100
APY*
0.20%
Interest Rate
0.20%
(S4) Christmas Club
Minimum Balance - $5
APY*
0.20%
Interest Rate
0.20%
(S5) IRA
Minimum Balance - $100
APY*
0.25%
Interest Rate
0.25%
(S7) Share Draft
Minimum Balance - $500
APY*
0.05%
Interest Rate
0.05%
(S8) Vacation Club**
Minimum Balance - $5
APY*
0.20%
Interest Rate
0.20%
(S10 and S15) Roth and Education IRA
Minimum Balance - $100
APY*
0.25%
Interest Rate
0.25%
(S17) Individual Development Account (IDA)
Minimum Balance - $100
APY*
0.35%
Interest Rate
0.35%
(S25) Health Savings Account (HSA)
Minimum Balance - $100
APY*
0.75%
Interest Rate
0.75%
(S11) Share Plus
Minimum Balance - $50+
APY*
0.25%
Interest Rate
0.25%
(S21) Super Money Market Account
$1,000 - $24,999.99
APY*
0.25%
Interest Rate
0.25%
$25,000 - $49,999.99
APY*
0.45%
Interest Rate
0.45%
$50,000 - $99,999.99
APY*
0.50%
Interest Rate
0.50%
$100,000 and Above
APY*
0.80%
Interest Rate
0.80%
$250,000+
APY*
1.00%
Interest Rate
1.00%
(S9) Youth Account
(S13) Teen Account
Minimum Balance - $5
APY*
0.20%
Interest Rate
0.20%
*APY = Annual Percentage Yield - Rates may change after account is opened - Fees could reduce earnings on the account.
Public funds and financial institutions are not eligible for these rates. APY is accurate as of the last dividend declaration date. Please call for details.