New & used Auto financing

Trade in your dealer loan for money-saving loans and protection services

Is it time for an upgrade?

Need a new vehicle for your growing family? Want a vehicle with better gas mileage? Is there a sports car catching your eye? No matter what you’re buying, financing your new or used vehicle with CFCCU is the easiest part of the process.

“Between the Gap Production, Extended Warranty & the lower interest rate, we were able to save $7,244.71 with CFCCU“

-Crystal & Craig

“CFCCU saved us $754.24 on our extended warranty over what the dealership offered.”

-Deb and Jim

CFCCU Auto Loan Calculator

$

Total Price of Vehicle

Interest Rate %

Years

Months

Term

OUr Rates

2019 or newer models with 20,000 miles or less
48 Months	2.64% APR*
60 Months	2.74% APR*
66 Months	2.74% APR*
72 Months	2.99% APR*
Annual Percentage Rate (APR). APR as low as listed rate. All loans are subject to approval. Rates, terms, and conditions are subject to change. Up to NADA retail. Example of Repayments Terms* Example: No down payment on a $20,000 purchase Pay: $357 per month at 2.74% APR with a 60 month term Example: No down payment on a $30,000 purchase Pay: $455 per month at 2.99% APR with a 72 month term

2018 or Newer Models with over 20,000 miles
48 Months	2.99% APR*
60 Months	2.99% APR*
66 Months	2.99% APR*
2017 Models
48 Months	3.14% APR*
60 Months	3.14% APR*
66 Months	3.14% APR*
2016 Models
48 Months	3.24% APR*
60 Months	3.24% APR*
2015 Models
48 Months	3.54% APR*
60 Months	3.54% APR*
2014 Models
36 Months	3.64% APR*
48 Months	3.64% APR*
2013 Models
36 Months	3.79% APR*
48 Months	3.79% APR*
2012 Models
36 Months	3.79% APR*
48 Months	3.79% APR*
2011 Models
36 Months	6.74% APR*
48 Months	7.04% APR*
Annual Percentage Rate (APR). APR as low as listed rate. All loans are subject to approval. Rates, terms, and conditions are subject to change. Up to NADA retail. Examples of Repayment Terms* Example: 2012 model year vehicle – amount financed = NADA Retail Value Pay: $441 per month for $15,000 borrowed at 3.79% APR with a 36 month term Example: 2010 model year vehicle – amount financed = NADA Retail Value Pay: $360 per month for $15,000 borrowed at 7.04% APR with a 48 month term

Protect Your Investment

Payment Protection

GAP Protection

Warranty Protection

VPP

Skip Your Loan Payments

You are allowed to skip one monthly, two bi-weekly or four weekly payments on your CFCCU consumer loans*. You can utilize Skip-A-Payment ONCE per calendar year per loan. Loan payments must be current to qualify.The Skip-A-Payment processing fee is only $25 per loan. If your payments are being made by Direct Deposit or Payroll Deduction, the funds will be deposited in your Share Account for the month payments are being skipped. IT’S FAST, CONVENIENT, AND EASY.

*Skip-A-Pay Disclosures

By choosing “Skip-A-Payment” you agree: that interest will continue to accrue during the “Skip-A-Payment” period; that by electing to skip a payment the total interest charge will increase and extend the time required to pay your loan (s) in full based on your required minimum monthly payment; that any internal “distribution” will stop for the month being skipped, and restart the following month; that automatic payments coming from another financial institution will be deposited to your savings account at CFCCU. All loans must be current and in good standing. All requests for the “Skip-A-Payment” promotion are subject to approval. Loans secured by real-estate, single payment notes, business loans, Overdraft Protection Line of Credit loans, and credit cards are not eligible. GAP insurance may not cover skipped payments in the event a claim is filed (refer to your GAP contract for details).

To view the Skip-A-Payment request form click the button below

Request Form

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