New and used Auto financing

Trade in your dealer loan for money saving loans and protection services at CFCCU

Is it time for an upgrade?

Need a new vehicle for your growing family? Want a vehicle with better gas mileage? Is there a sports car catching your eye? No matter what you’re buying, financing your new or used vehicle with CFCCU is the easiest part of the process.

“Between the Gap Production, Extended Warranty & the lower interest rate, we were able to save $7,244.71 with CFCCU

-Crystal & Craig

“CFCCU saved us $754.24 on our extended warranty over what the dealership”

-Deb and Jim

CFCCU Auto Loan Calculator
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OUr Rates

 

2018 or newer models with 20,000 miles or less
48 Months 2.94% APR*
60 Months 2.94% APR*
66 Months 2.94% APR*
72 Months 3.19% APR*

*Annual Percentage Rate (APR). 
APR as low as listed rate.
All loans are subject to approval. Rates, terms, and conditions are subject to change. Up to NADA retail.

Example of Repayments Terms
Example: No down payment on a $20,000 purchase
Pay: $359 per month at 2.94% APR with a 60 month term
Example: No down payment on a $30,000 purchase
Pay: $459 per month at 3.19% APR with a 72 month term

 

 

2017 Models
48 Months 2.99% APR*
60 Months 2.99% APR*
66 Months 2.99% APR*
2016 Models
48 Months 2.99% APR*
60 Months 2.99% APR*
66 Months 3.44% APR*
2015 Models
48 Months 2.99% APR*
60 Months 2.99% APR*
2014 Models
48 Months 3.74% APR*
60 Months 3.74% APR*
2013 Models
36 Months 3.59% APR*
48 Months 3.74% APR*
2012 Models
36 Months 3.89% APR*
48 Months 3.89% APR*
2011 Models
36 Months 3.89% APR*
48 Months 3.89% APR*
2010 Models
36 Months 6.79% APR*
48 Months 7.04% APR*

*Annual Percentage Rate (APR). 
APR as low as listed rate.
All loans are subject to approval. Rates, terms, and conditions are subject to change. Up to NADA retail.

Examples of Repayment Terms
Example: 2012 model year vehicle – amount financed = NADA Retail Value
Pay: $443 per month for $15,000 borrowed at 3.89% APR with a 36 month term
Example: 2010 model year vehicle – amount financed = NADA Retail Value
Pay: $360 per month for $15,000 borrowed at 7.04% APR with a 48 month term

 

Skip Your Loan Payments

You are allowed to skip one monthly, two bi-weekly or four weekly payments on your CFCCU consumer loans*. You can utilize Skip-A-Payment ONCE per calendar year per loan. Loan payments must be current to qualify.The Skip-A-Payment processing fee is only $25 per loan. If your payments are being made by Direct Deposit or Payroll Deduction, the funds will be deposited in your Share Account for the month payments are being skipped. IT’S FAST, CONVENIENT, AND EASY.

*Not available for Credit Cards, Real Estate Loans, Business Loans or Overdraft Protection Line of Credit.

To view the Skip-A-Payment request form click the button below

Apply for your CFCCU Account Today.