Home Equity Loans

Start using the equity in your home for what you want.

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Rates

Protection Services

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Unlock Your Home’s Potential with CFCCU

Your home is more than just a place to live; it’s an asset. With a CFCCU Home Equity Loan or HELOC, you can unlock its potential and use the equity to achieve your financial goals. Home equity loans have favorable rates and could have possible tax benefits (consult with a tax adviser for details).  The amount of money you can borrow depends on the equity you have in your home.  Equity is the difference between what your home is worth and how much you owe. 

CFCCU Home Equity Loan Calculator
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Home Equity Loan Rates

Check with a CFCCU Loan Officer for exciting new options.

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Home Equity Line of Credit³


Open End HELOC
APR¹ as low as
7.00%

Rates, terms, and conditions subject to change and may vary based on qualifications, including creditworthiness and loan-to-value ratio. All loans subject to approval. 

Maximum APR¹ is 21.00%. Add 1.75% to interest rate for loans with loan-to-value ratio over 85%.

The required minimum payment is $100 or payment is calculated on a 15-year term based on current APR¹ and balance outstanding.

Closing costs are approximately $230 but may be higher if a full appraisal is required.

³Payments do not include taxes and insurance premiums. The actual payment obligation may be greater.

Home Equity Loans Closed End³

Loan Term
5 Year (60 Month)
7 year (84 month)
10 year (120 month)
15 year (180 month)
20 year (240 month)
APR¹ as low as
6.39%
6.59%
5.15%
7.25%
7.80%

EXAMPLE: A $30,000 loan for a term of 120 months with a 5.15% APR¹, the monthly payment will be $321.

EXAMPLE: A $50,000 loan for a term of 180 months with a 7.25% APR¹, the monthly payment will be $457.

Below is the NMLS information for each MLO employed by the Cedar Falls Community Credit Union NMLS #434893.

  • Alyssa A. Aikey 2119472
  • Clark P. Doyle  2576736
  • Lindsy K. Graham 2096336
  • Hailey M. Handberg 2362593
  • Morgan L. Harrigan 2579047
  • Paola Montes 2527813
  • Dakota L. Sands 2651395
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