Recreation Loans
Adventure awaits. Apply for the financing to enjoy it.
What Would You Like To Do?
Apply for a Recreation Loan Today.
Finding adventure has never been easier.
You live in the midwest for a reason, so why not take advantage of the great outdoors? CFCCU offers stress-free financing on RVs, fifth-wheels, boats, ATVs, golf carts and more.
With our low rates and flexible terms, you can spend more time enjoying life outdoors and less time worrying about your loan.
Recreation Loans
Includes: off road motorcycles, UTV's, ATV's jet skis w/trailers, and snowmobiles.
New 2023 & Newer Model Year
Loan Term
APR¹ as low as
2019-2020 Model Year
Loan Term
APR¹ as low as
EXAMPLE: A $20,000 loan $0 down, for a term of 72 months with a 7.54% APR¹, the monthly payment will be $346.
2021-2022 Model Year
Loan Term
APR¹ as low as
2018 & Older Model Year
Loan Term
APR¹ as low as
Includes: motor homes, boats, and travel trailers.
New 2023 & Newer Model Year
Loan Term
APR¹ as low as
2021-2022 Model Year
Loan Term
APR¹ as low as
2019-2020 Model Year
Loan Term
APR¹ as low as
2018 & Older Model Year
Loan Term
APR¹ as low as
The rates displayed are for loan amounts less than or equal to NADA book value. Loan amounts in excess of NADA value will be higher. A loan amount of $25,000 at 6.69% with a term of 84 months is a monthly payment of $374. The loan amortization is tiered based on loan amount as displayed below:
- Up to $10,000 = 60 months
- $10,001 to $15,000 = 72-months
- $15,001 to $25,000 = 84-months
- $25,001 to $50,000 = 120 months (84-month fixed rate)
- Over $50,001 = 180 months (84-month fixed rate)
Consumer Goods
Includes: fold-down campers, garden tractors, mopeds, scooters, computers, household good, and appliances
New Consumer Goods
Loan Term
APR¹ (20% Down)
as low as
APR¹ (0% Down)
as low as
EXAMPLE: A $15,000 loan with 20% down ($12,000 financed) for a term of 36 months with a 7.65% APR¹, the monthly payment will be $375.
EXAMPLE: A $15,000 loan with no money down for a term of 36 months with a 8.65% APR¹, the monthly payment will be $475.
Used Consumer Goods
Loan Term
APR¹ (Wholesale)
as low as
APR¹ (Retail)
as low as
All loans are subject to approval. Rates, terms, and conditions are subject to change. Up to NADA retail.
¹APR – The Annual Percentage Rate is a variable rate and is subject to change without notice.
Apply for your Recreation Loan Today.
Skip Your Loan Payments
You are allowed to skip one monthly, two bi-weekly or four weekly payments on your CFCCU consumer loans*. You can utilize Skip-A-Payment ONCE per
*Skip-A-Pay Disclosures
By choosing “Skip-A-Payment” you agree: that interest will continue to accrue during the “Skip-A-Payment” period; that by electing to skip a payment the total interest charge will increase and extend the time required to pay your loan (s) in full based on your required minimum monthly payment; that any internal “distribution” will stop for the month being skipped, and restart the following month; that automatic payments coming from another financial institution will be deposited to your savings account at CFCCU. All loans must be current and in good standing. All requests for the “Skip-A-Payment” promotion are subject to approval. Loans secured by real-estate, single payment notes, business loans, Overdraft Protection Line of Credit loans, and credit cards are not eligible. GAP insurance may not cover skipped payments in the event a claim is filed (refer to your GAP contract for details).
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